It’s No Spend September. Are you in?

Do you shop when you are stressed?

Do you fly by the seat of your pants and then splurge on eating out because you didn’t have a plan?

Do you find yourself ordering from Amazon or your favorite online store in the middle of the night when you can’t sleep?

Come on, now! I know I can’t be the only one that has struggled with this, right?

This month’s challenge is all about creating better habits when it comes to our money.

It is all about spending less and being more intentional with our money. 

Can you commit to a no spend challenge? 

What it looks like: 

Choose at  least 1 week out of the month and commit to buying nothing but the true essentials. This means no fast food, no Target dollar bins, and no online shopping when you are stressed or bored. 

The goal: To become disciplined, spend less, curve bad behaviors and save money. 

You get to determine your rules and definition of what is considered essential. It may be less grocery trips, using what you have in your pantry & freezer, and finding free activities for entertainment. 

Tips to do this well: 

1. Set your rules for yourself ahead of time
2. Have a plan
3. Include all family members
4. Set up accountability by sharing the goal publicly
5. Create boundaries to help you stick to the plan. (EX: Stay out of Target or order groceries online and have them delivered to car.) 
6. Think outside the box. Get creative & have fun. 

We all spend money for different reasons, right? I don’t know about you but I know I shop when I’m bored and I shop when I’m stressed. These are both behaviors that do not serve me well. I also spend more when I’m living my best life flying by the seat of my pants. 

Truth: At the moment, it seems like I’m living my best life but it is sabotaging my future and leads to a ton of unnecessary spending. I’m the girl that went to the gas station on a road trip with the family and spent over $45 on junk. Sadly, that didn’t even include gas for my vehicle! 

Are you ready to join me for this no spend September? If so, let me know how many weeks you are committed to and we can cheer each other on. At the end of the month we can look back and examine what went well and areas that still need a little improvement. 

P.S. For more community involvement, I invite you to join our free online community on Facebook: Real Talk Tribe Community